Monica Blanchard - Texas

Senior Loan Officer

Texas

Financial Services

I love dancing, reading books, working loans for my clients, and spending time with my family

1-4

Monica M. Blanchard

Objective: Seeking a challenging and financially rewarding position, in origination/management, with a top mortgage firm.

Employment Highlights:

05/10-Present FIRST TEXAS HOME MORTGAGE
Senior Loan Officer

Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals, and realtors
Coordinate closings between my firm and sub prime lenders
Gather conditions for closing to make processing as easy as possible

8/08-4/10 WELLS FARGO HOME MORTGAGE
Home Mortgage Consultant

Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals, and realtors
Coordinate closings between my firm and sub prime lenders
Gather conditions for closing to make processing as easy as possible

02/08-08/08 REMINGTON MORTGAGE, LTD.
Mortgage Banker

Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals, and realtors
Coordinate closings between my firm and sub prime lenders
Gather conditions for closing to make processing as easy as possible

06/06-02/08 UNIVERSAL AMERICAN MORTGAGE COMPANY
Home Loan Advisor

Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals, and realtors
Coordinate closings between my firm and sub prime lenders
Gather conditions for closing to make processing as easy as possible


6/05-05/06 CTX Mortgage Company
Senior Loan Officer

Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals, and realtors
Coordinate closings between my firm and sub prime lenders
Gather conditions for closing to make processing as easy as possible

10/04- 6/05 Countrywide Home Loans

Senior External Home Loan Consultant
Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals and realtors
Coordinate closing between my firm and sub prime lenders

12/02- 10/04 DHI Mortgage Company
Senior Loan Officer
Originate loans
Negotiate interest rates with clients
Maintain pipeline to ensure smooth transaction for the client
Analyze, counsel, and assist borrowers regarding all types of financing
Communicate effectively with clients, builders, sales professionals and realtors
Coordinate closing between my firm and sub prime lenders

12/93-12/02 Ryland Mortgage Company, Houston, Texas
Loan Officer
Originate and Underwrite loans
Negotiate interest rate for pipeline of 100+ loans
Analyze, Counsel, and Assist borrowers regarding all types of financing.

Executive Assistant to the Regional V.P of SW Operations
Manage quarterly/annual reports.
Coordinate closings between Homebuilder, Mortgage Company, and Title Company.
Research and respond to Quality Assurance issues for SW Region.
Manage Excess of Loan Officers pipeline to make closing dates.
Dispute Resolution
Maintain Branch Offices in managers absence

Senior Loan Administrator
Process loans for loan submission



Skills:
AdvantEdge Origination System
Empower Origination System
TMO Origination system
Unifi Loan Origination system
Moe Loan Origination system
LP Automated Underwriting System
DU Automated Underwriting System
Clues/ Clout Automated Underwriting System
Microsoft word & Basic Excel
Microsoft Outlook
Lotus Notes
Conventional, FHA, VA, and Sub-Prime Product knowledge
Familiar with outside investors loan products




Professional Achievements
Real Estate Course Certifications
Principles I
Law of Agency III
Employee of Quarter
Numerous Customer Satisfaction Award
Member of NAPMW
Numerous Million Dollar and Multi-Million Dollar Producer Awards
Top Gun Award
Top Producer Award
Employee of The Quarter Awards
Employee of the Month Awards
Various Customer Relations Awards
Various Customer Satisfaction Awards