Craig Daniger - Granada Hills, California

Mortgage Loan Originator

Granada Hills, California

Real Estate

L.A. Kings fan for 45 years. We won the CUP!

Craig Daniger


16545 Armstead St. ( Granada Hills, CA 91344








TAX AND MORTGAGE PROFESSIONAL

Currently Exploring Opportunities in Tax Preparation, Tax Law

and Mortgage Lending

Dynamic professional and former entrepreneur seeking to transition to a
career in tax preparation and law, leveraging a solid background in the
mortgage and real estate industries, coupled with 20 years of successful
business ownership. Recently completed courses necessary for Enrolled
Agency.

Skilled in all aspects of administrative business functions including
payroll, tax preparation, bookkeeping and office management, coupled with a
unique perspective in marketing and sales.

Proven ability to reduce company costs through developing proactive
solutions to meet or exceed client parameters. Proficient in all generally
accepted accounting and mortgage industry principles, and committed to
ongoing professional development and growth.

. Financial Statements
. Budgeting and Forecasting
. Tax Preparation
. Tax Planning and Management
. Mortgage Banking
. Employee Payroll

EDUCATION AND CERTIFICATIONS

Certificate of Enrollment, Enrolled Agent
2010

Certified Mortgage Broker in CA
2005

Glendale College ( General Business Coursework ( Glendale, CA



PROFESSIONAL CAREER

Carrington Mortgage January, 2013 to present.
Residential mortgage loan originator. Apply all the experience I acquired during my days with Clarion Mortgage.


Mortgage File Reviewer I
2011 - May 2012
BANK OF AMERICA ( Agoura Hills, CA

Responsible for the initial review of foreclosed loans and determine if
they were in coordination with HAMP, Proprietary Modification, and any
other applicable loan guidelines. Compiled and reviewed complete loan
histories and ensure that all default timeframes were met accordingly.
Determined if the foreclosure proceeding was processed in accordance with
applicable state and federal laws, including SCRA and US Bankruptcy Codes,
and determined if fees and penalties charged were reasonable and within
guidelines, and documented any exceptions. Utilized AS400, Case Tracker,
Equator, iportal, LAMP, Land Safe, RUST, Stewart Home Retention.


Office Manager / Bookkeeper
2009 - Present
BURBANK AUTO DOCTOR ( Burbank, CA

Oversight of all routine office functions including bookkeeping, weekly
payroll and client communications. Remained current on all federal, state
and city tax laws. Maintained up to date knowledge and records for all
related regulations. Responsible for all bill payments.

. Played a major role in both choosing and securing company location as
well as related negotiations, and assisted in the development of a
"start-up" business model.
. Developed strategic marketing campaigns to increase client flow and
revenue, resulting in a profitable first year of operations.








CRAIG DANIGER

Page 2



Mortgage Loan Originator
2005 - Present
CLARION LOANS ( Tustin, CA

Developed thorough and accurate accounting abilities and sound decision
making processes to assist borrowers and business owners. Interprets
mortgage rate sheets and guidelines, client credit reports and applicable
loan documents to determine eligibility. Followed up on leads and inquiries
to maximize all opportunities.

. Created and organized the highly successful San Fernando Valley
Chapter of the Clarion Loan Officers, which conducted a monthly
meeting aimed at networking, training / support and the sharing of
ideas.
. Developed positive relationships and networks with local Escrow
Officers, which expedited "opening" escrow processes.

Senior Associate, Real Estate Acquisition
2005
BRAND GROWTH, INC. ( Newport Beach, CA

Responsible for researching and "scouting" available properties and
locations throughout CA (and bordering states) for possible purchase or
lease for corporate clients. Personally visited locations and compiled
relevant information, took photos and researched details.

. Identified available non-developed properties for companies including
Panera Bread, Burger King, Taco Bell and Carl's Jr.
. Encouraged positive business relations and expedited processes when
negotiating climates were less than favorable, and developed ongoing
business relationships to help in the negotiation of terms.

Mortgage Loan Originator
2003 - 2005
FIRST SECURITY LENDING ( Burbank, CA

Developed ability to identify, develop and secure leads and convert into
closed sales. Utilized a variety of techniques, including cold calling, to
contact potential clients. Followed through on the entire loan origination
lifecycle with all clients.

Owner and Operator
1981 - 2003
DINO'S PIZZA ( Burbank, CA

Performed all necessary tasks related to owning a business including
bookkeeping, employee payroll, lease negotiations, staff management,
marketing and developing products. Sold the business in a profitable state,
and it remains in operation today.

. Purchased the business at a young age after only a few years of
employment.
. Converted a failing business model into a thriving, profitable
venture; voted "Burbank's Finest" 6 times, and secured a well deserved
spot in the Burbank community.



PROFESSIONAL DEVELOPMENT

The Art of the Short Sale, Gage Consulting Group, LLC
2008

Loan Tool Box
2004

Mortgage Marketing Group, Inc.
2004

How to Close More Loans [Brian Sacks]
2004[pic]