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Comparing Credit Card Offers

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IT\'S NO SURPRISE that so many people still carry credit cards with annual percentage rates (APRs) of 13% or higher. After all, there\'s a whole industry of card issuers out there devoted to using hidden fees and interest rate gymnastics to gouge you as best they can. Consider this: According to Gerri Detweiler, author of The Ultimate Credit Handbook, some credit card companies are actually trying to get rid of card holders who pay off their balances each month. \"The card issuer might try to move you to a card with an annual fee or a debit card,\" she says.

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