Human Resources Management
Business Resources for Disabled People
Here you will find resources that help disabled people start, grow and manage a small business.
Starting a Business
Financing a Business
Federal and state government agencies do not provide grants to people with disabilities for starting a business. However, there are a number of low-interest loan programs that help disabled people obtain startup financing. The following loan progams are specifically for business owners with disabilities . Visit the Loans and Grants Search Tool to get a full list of grant, loan, and venture capital programs for which you might qualify
- Abilities Fund
Offers financial assistance, customize training and resources to entrepreneurs with disabilities.
- Alternative Financing Technical Assistance Project
Get information on state loan programs and success stories.
- SBA Prequalification Loan Program
Intermediary organizations assist prospective borrowers in developing viable loan application packages and securing loans. This program targets low income borrowers, disabled business owners, new and emerging businesses, veterans, exporters, rural and specialized industries.
- Illinois Minority, Women, and Disabled Participation Loan Program
Small businesses that are 51 percent owned and managed by persons who are minorities, women, or disabled, with loans up to loans up to $50,000 or 50 % of the total project.
- Iowa Target Small Business Assistance Program
Provides loans, loan guaranty, and equity grants of up to $50,000 to help women, minorities and persons with disabilities start and expand their businesses.
- Maine: Kim Wallace Adaptive Equipment Loan Program Fund
Financial assistance to disabled persons and businesses for the purchase, construction or installation of adaptive products or equipment that allow disabled persons to become more independent within the community, promotes mobility and improves independence and quality of life. Businesses may use loan funds to facilitate compliance with the Americans with Disabilities Act (ADA).
- Maryland WorkABILITY Loan Program
Home-based and business loans from $500 to $5,000 for people with disabilities.
- Michigan Telework Loan Fund
Michigan residents with disabilities can apply for loans for equipment and home modifications that will allow them to either start a home-based business or work for an employer from home.
- Mississippi Capital Access Loan Program
Provides financing for borrowers who, for various reasons, might have difficulty in obtaining conventional loans. Borrowers must apply for a loan through a lending institution.
Trade and Professional Resources