Export Financing Loans

Business Loan and Grants

How to Obtain Export Financing

The federal government offers a number of financial assistance programs to help businesses expand or develop an export market, or to assist businesses that have been adversely affected by import competition.

Basic Information

International Finance

Become familiar with the various government programs designed to help your company finance its export transactions, and give it the capital to carry out its export operations.

We recommend that you review this information and then contact your local Commercial Service Trade Specialists to discuss how these programs can help you achieve your international sales goals.

Financing

Do you need working capital loans? Does your foreign buyer need financing to buy your products? Do they prefer lease financing?

U.S. Government International Financing Programs

The U.S. Government offers four different types of financing programs:

The U.S. Government also provides finance related events and on-line training to further assist in exporting your products and services.

To receive counseling on how the programs listed below can help you achieve your international sales goals, please contact your local Commercial Service International Trade Specialist.

Export Development and Working Capital Financing:

Enables U.S. businesses to obtain loans that facilitate the export of goods or services by providing the liquidity needed to accept new business, grow international sales and compete more effectively in the international marketplace.

Facilities Development Financing:

Enables U.S. businesses to acquire, construct, renovate, modernize, improve or expand facilities and equipment to be used in the United States to produce goods or services involved in international trade.

• Financing for your International Buyers:

Enables U.S. businesses to assist their international buyers in locating financing to purchase U.S. goods and services when financing is otherwise not available or there are no economically viable interest rates on terms over one-to-two years. This type of financing is generally used for financing purchases of U.S. capital equipment and services. Financing may also be available for refurbished equipment, software, certain banking and legal fees and certain local costs and expenses

• Investment Project Financing:

Enables U.S. businesses to acquire financing for large-scale projects that require large amounts of capital, such as infrastructure, telecommunications, power, water, housing, airports, hotels, high-tech, financial services, and natural resource extraction industries.

• Overseas Private Investment Corporation Small and Medium-Enterprise Financing:

Provides medium- to long-term funding through direct loans and loan guarantees to eligible investment projects in developing countries and emerging markets. Learn more about Small and Medium-Enterprise Financing and apply…

Insurance

The U.S. Government offers U.S. companies Insurance and Risk Mitigation policies that cover export transactions and for overseas investments. Coverage includes losses for non-payment, currency inconvertibility, asset expropriation and political violence.

Grants

The U.S. Government provides grant to U.S. firms to conduct feasibility studies on infrastructure projects and to train the foreign business community and government officials on U.S. business practices, regulatory reform and other economic development activities.

Become familiar with the various government programs designed to help your company finance its export transactions, and give it the capital to carry out its export operations.

Small Business Administration Programs

• Export Express

  SBA Export Express helps small businesses develop or expand their export markets by providing technical and financial programs to help business owners obtain adequate export financing.

• Export Working Capital Program

  This SBA program supports export financing to small businesses when financing is not available on reasonable terms. The program encourages lenders to offer export working capital loans by guaranteeing repayment of up to $1.5 million or 90 percent of a loan amount, whichever is less. A loan can support a single transaction or multiple sales on a revolving basis.

• International Trade Loans

An SBA loan program that encourages international trade for business that establish the loan will significantly expand or develop an export market, or that the business has been adversely affected by import competition.

Export-Import Bank Programs

• Export Financing Guide for Small Businesses

  An interactive guide to how small businesses can increase export sales by taking advantage of government financing services.

• Export-Import Bank Small Business Initiative

  Provides working capital guarantee and insurance products that enable small businesses to increase sales by entering new markets, expand their borrowing base, and offer buyers financing while carrying less risk. Short-term insurance policies protect an exporter against non-payment by their foreign buyers due to both commercial (insolvency, bankruptcy and default) and political risks (war, revolution, transfer risk) and also allows exporters to extend competitive credit terms to their foreign buyers.

  List of applications and transaction tools used for doing business with the Export-Import Bank.

• Export-Import Bank Products and Policies
  List of Export-Import Bank's lending policies and products.
• Export-Import Bank's Guide for Filing Multi-buyer Insurance Policies
  Your Multi-buyer insurance policy provides valuable protection when some invoices go unpaid and you have to file an insurance claim with Ex-Im Bank. Unfortunately, some claims are denied because the insurance policyholder failed to do something required under the Policy. Please help us to help you avoid these mistakes. Here are four common reasons that multi-buyer insurance claims are not paid.
• Pre-Export Financing to Help U.S. Exporters Maximize Borrowing Potential
  Ex-Im Bank's working capital financing enables U.S. exporters to obtain loans that facilitate the export of goods or services.
• Short-Term Single-Buyer Export Credit Insurance
  Exporters of U.S. goods and services can reduce their risks of selling internationally on credit terms by insuring specific, foreign receivable with Ex-Im Bank's Short-Term Single-Buyer Export Credit Insurance Policy. This policy is a valuable tool for: Risk Mitigation - insure receivables against nonpayment by international buyers; Marketing - extend competitive credit terms to international buyers; Financing - arrange attractive financing with the exporter's lender by using insured foreign receivables as additional collateral.
• Small Business Export Credit Insurance Policy
  The policy is a special product for small, financially viable businesses that are new to exporting, or have only occasionally exported. It can help increase an exporter's international sales by extending competitive credit terms while minimizing risks, and is valuable as a: Risk Mitigation Tool to insure receivables against nonpayment by foreign buyers; Marketing Tool to extend competitive credit terms to foreign buyers; and Financing Aid to arrange attractive financing with the exporter's lender by using insured foreign receivables as additional collateral.

Overseas Private Investment Corporation

• Overseas Financing for Small to Medium Enterprises
  OPIC provides medium- to long-term funding through direct loans and loan guaranties to eligible investment projects in developing countries and emerging markets.

Other Articles Related To Business Loan and Grants

Quick Navigation

Related Companies In This Industry